Money Matters

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Those who love pleasure become poor; those who love wine and luxury will never be rich. – Proverbs 21:17

I had a deep reflection while on the way home last Friday after cell, because it was a subject that was very close to my heart- Money Matters. I chanced upon Proverbs 21:17 which warns those who indulge in carnal pleasures and sensual gratifications, and spend time and money in such a way, are very likely to be poor, and not rich in or towards spiritual things. Dictionary defines pleasures as extravagant living, expensive feastings, and costly leisures or entertainments, and we have often heard that where our money goes to tell a lot about us. And interestingly, according to Ecclesiastes 5:11 NLT, it also warn that the more you have, the more you spend.

I retrospected my life now to the time I was steeped in debts before I gave my life to Jesus. It was a joke that my best subject in Accounts had flunked me in life- poor financial decisions reaped bad consequences. That catastrophe had forced me to live the other spectrum of life: back to the basics- one pair of jeans, one pair of shoes, one bag and one tee-shirt. (Lest you wonder, irrespective of style, cut, type, colour, function, it was just one item only.) Believe me or not, I literally wore them like a set of uniform. Plain Jane? Boring? Sure, but I had no means to indulge. I even had to stay away from shopping lest I be tempted. Till a time my mum had to encourage me that it was high time to change my wardrobe a little as I seemed to live like a tattered beggar. Whenever I needed to make a purchase, I had to prayerfully consulted my Chief Financial Officer (God of course) a few times, “Should I or should I not?” Now that my life is better, I no longer lived that pathetically. However I have to guard myself against all covetousness with a “want versus need” evaluation. But of course I still do make imprudent decisions at times.

Last Friday night after some insightful revelations by the author, I was nudged spiritually, and stumped by a myriad of questions I could not answer:

“Why do you need another pair of shoes?”

“Why do you need another top/ bottom?”

“Why do you need to travel to so many countries?”

“Why do you spend money on immaterial things?”

“How do you spend my money? Have you consult Me?”

“What do you think pleases Me?”

I am no Saint to be sharing this, but I felt in my Spirit to pen down what I had received: Whether we all like it or not, if we are honest, how we spent our money only seek to indulge the “self”: I want to look good; I want to feel good; I am entitled to spend the money because I have worked hard for it; I deserve to reward myself; I need comfort food or things; I want to achieve my dreams; and all on the wanted list.

Some helpful questions to ponder:

  1. Are you sure the money you have are yours?
  2. Who give you the right to spend what pleases your flesh?
  3. Are your “want”s your “need”s? So are they necessary or rather essential for you to live?
  4. Are you doing what God wants you to do?
  5. How have you been sowing in the Kingdom of God?
  6. Why are you so uptight in giving generously to the kingdom purposes of God when you can spend extravagantly on what you love?

Look at Jesus: just a pair of well-travelled sandals, perhaps a few pieces of weather-beaten garbs, and a basic appetite for simple meals.

I am sure some of us will rationalise that Jesus lived in the old era but now we have much choices, therefore the application is not relevant in today standard of living; some of us may also justify “I don’t spend on expensive things” so it won’t hurt, but I do concur that it isn’t about the value, it is our attitude of the heart: what if God asked, “How about you give what you supposed to spend it on, to bless someone who needs it more?”

Listen to how our heart respond, we will get the answer.

Money is the second most referenced topic in the Bible, where it is mentioned more than 800 times. God had first laid the blueprint so that we would not get consumed by the world. We will need God to help in our weaknesses in this area- be humble, God will spotlight the areas that we need to work on.

Something To Mull Over: A Matter Of Perspective

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And what do you benefit if you gain the whole world but lose your own soul? – Mark 8:36

Ever heard of the adage that goes, “Many build their wealth at the risk of their health, only to lose their wealth in order to rebuild their health”? Let me offer another angle too- “Many pursue the things of this world at the risk of losing their soul, only to regain their soul by letting go of things of the world.”

People always assert that money can always be earned back, but not health when it is at risk. That explained why many have fallen to sicknesses as a result of high stress and mental illness as a result of depression.

I have been mulling over why I have been obsessing with finances, ever since I embarked on the journey of entrepreneurship, where cashflow is not insured from time to time. I sensed I may be “losing myself”. To begin with, I have been living with a faulty belief system that I need to have more in order to enjoy more, and when I finally got there, somehow I wasn’t happy in achieving the goal. Life somehow seems meaningless- is there all to it – Do our existence contingent on our possessions?

Then Jesus said to them, “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.” – Luke 12:15

In other word, greed is a bottomless pit, the constant pursuit of wanting more or having something better, which is never ending can be meaningless.

The heart of the matter is the matter of the heart. I realised that I need a paradigm shift to see things from another perspective.

 

Which Is Truly Important?

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I may not have earned a lot,

but I am thankful that I am not that poor to worry about my next meal;

I may not own a house,

but I am thankful that I still have roof over my head and a place to sleep;

I do not own a car,

but I am thankful that I do not impose upon myself such a liability;

I may not have amassed much wealth,

but I am thankful I still have good health;

I may not be a game changer,

but I am thankful that I can do what I am best at and called to do;

I may not have achieve success as the world pursues,

but I am thankful I can get up each day to do what I love to do;

I may not have a lot of material things that money can buy,

but I am thankful for the simple things that bring joy which money cannot buy nor time can redeem.

At least I enjoy true peace and a good night rest each day,

for many it costs them too high a price to pay.

At the end of the day, what can you bring to Heaven?

 

“If you are faithful in little things, you will be faithful in large ones.” – Luke 16:10A

Happiness is not something to arrive at or the need to acquire it. True joy can be attained in the moments, even when you have little. Life is best lived simple, if we learn to see things from another perspective.